Thursday, May 21, 2020

Essay about Act and American College Testing - 2386 Words

American College Testing Strong Interest Inventory Jadine Marie Sawyer: December 11, 2012 Jean Berry Walden University Achievement and Intelligence Assessments It is critical counselors are competent in assessments as it is an integral part of counseling (Whiston, 2013). Those practicing in the counseling field must be aware of the applications and limitations of the assessing instruments that they are using with clients. Counselors should consider that they are responsible for the proper purpose and the competency of the assessment that they are using with their clientele is appropriate for the situation. The American Counseling Association ([ACA], 2014) Code of Ethics standard E.1.a. Assessment stated â€Å"The primary purpose†¦show more content†¦I wanted to bring up the fact that the American Counseling Association ([ACA], 2014) Code of Ethics has one standard in particular that is important for us right now. The E.6.a, Appropriateness of Instruments points out to us that counselor needs to be sure that the assessments administered to the client are appropriate (ACA, 2014). Jadine you should understand that the ACT is a completely appropriate assessment for you at this time to help you consider your future academic career. Do you feel as if you could take the ACT now? Client: Oh yes, I understand it now, and think it sounds fine. I will take it. Jadine proceeds to take the ACT, completing it in the allotted time. I meet to with her now to review her scores. Counselor: Jadine, good to see you again. I have received the scoring for the ACT assessment you took and am ready to review them with you. Client: Awesome! I am a little nervous to know how I scored, but I feel like I did ok. Counselor: The scores can range from 1 to 36 for a composite score. Your composite score was a total 21, which is averaged by the total of the four subcategories. Your subscale scores for each section were as follows: English 24, Math 19, Social Studies Reading 23, and Science was 18. That gives you a ranking of 59% in the United States. Your 59% ranking means that 59% â€Å"of the students received scores that are the same or lower than youShow MoreRelatedShould Students Be College Ready?1097 Words   |  5 PagesIf a student today was asked to determine what qualifies students to be college ready, they’ll typically respond with qualities they feel makes up a college-bound student. What will typically not be included in their explanation is their test scores on the ACT/ SAT. However, if a school administrator were asked what they believe makes a student college ready, they will usually respond back with a list of numbers they believe qualifies a student to continue their education after high school. StudentsRead More Standardized Testing: The SAT and the ACT Essay1275 Words   |  6 Pages Standardized testing has played an important role in the college admission decisions. The role of admission exams is always changing and evolving with time. The most prominent exams used are the SAT and the ACT. Their purpose is for gauging student knowledge for placement and possible success rate. Each test is comprised of numerous educational factors to gauge knowledge. The SAT and the ACT derived from other test forms to become what they are today. In addition to being an entrance examRead MoreThe Assessment Of An Educational Assessment1037 Words   |  5 PagesACT Assessment Analysis An educational assessment is a process of documenting and using data to understand and analyze the knowledge skills, attitudes, and beliefs to redefine program and improve a student’s learning. The data can be used to assess the achievement of learning outcomes or based on data, which shows inferences about achieve patterns. Furthermore, the information allows educators to focus on individual learning plan, learning community, or educational institution. One assessment thatRead More The Controversy of Standardized Testing Essay1492 Words   |  6 PagesStandardized Testing â€Å"No issue in the U.S. Education is more controversial than (standardized) testing. Some people view it as the linchpin of serious reform and improvement, others as a menace to quality teaching and learning† (Phelps). A tool that educators use to learn about students and their learning capabilities is the standardized test. Standardized tests are designed to give a common measure of a student’s performance. Popular tests include the SAT, IQ tests, Regents Exams, and the ACT. â€Å"ThreeRead MoreSAT Essay1314 Words   |  6 Pagesmeans so has the college application season. Thousands of high school seniors are racing to testing centers last minute to gain extra points on their ACT and SAT scores. American College Testing (ACT) and Scholastic Assessment Test (SAT) are college entrance tests giving ways for high school students to gain acceptance into college and earn merit scholarships. Typically Ivy League colleges require their students to score in the top 0.1% which means earning perfect scores on their ACT or SAT test. SoRead MoreHigh Stakes Testing And The Education System1529 Words   |  7 PagesHigh Stakes Testing has been overly integrated in the education systems. High-stakes testing are used to determine grade retention, school curriculum, and whether or not students will receive a high school diploma (Myers, 2015). Since the No Child Left Behind Act (NCLB) of 2001, high stakes testing has become the norm and mandating that students must pass a standardized test before moving up in grade. As a special education director, the focus is to ensure the student’s accommodations are being followedRead More The Fairness Of Academic Evaluation Essay1218 Words   |  5 Pagesnbsp;nbsp;nbsp;nbsp;nbsp;American students used to pass from grade to grade with few complications. Getting into a college was effortless and acquiring degrees was a piece of cake. In 1983, A Nation at Risk was published and Americans realized how inferior the ir education systems really were. Due to the decline in test scores in American schools, education standards became much stricter and new intelligence exams were introduced. Presently, standardized testing, such as the Scholastic AptitudeRead MoreProblem With The School System Is Standardized Tests1248 Words   |  5 Pagesand irrelevant. In concept, a standardized test is an efficient and egalitarian means of evaluation. However, in practice, college admissions exams have proven to be anything but. The SAT and the ACT exam reward cultural knowledge and repetitive practice, which often equate to being white and being wealthy. In order to take advantage of the opportunities standardized testing offers, extreme caution must be taken to ensure standardized tests measure what they are supposed to: academic achievementRead MoreStandardized Testing Has Impacted Public Schools1348 Words   |  6 PagesAptitude Test (SAT) and the American College Test (ACT). According to the article â₠¬Å"Standardized Testing Has Negatively Impacted Public Schools† from Opposing Viewpoints in Context, the beginnings of standardized tests occurred during World War I when the American Psychological Association developed a â€Å"ground-administered test† to eliminate inefficient recruits (Solley 3). Today, standardized tests are necessary for college admission. Just last month, in March of 2016, College Board, the non-profit organizationRead MoreDisadvantages Of Standardized Testing1495 Words   |  6 Pagesstandardized testing is not an equal result of what each student can do. All standardized tests are so important in students lives, so why is standardized testing so unequal for students. Disadvantage students get the shorter end of the stick when it comes to standardized testing. Most disadvantaged students can not do the same work in the same amount of time that someone without any disadvantages can do it. According to â€Å"Testing Patience†, â€Å"membe rs of organizations like the American Educational Research

Wednesday, May 6, 2020

The Value Of Instruments With Intermediate And Long...

TD Bank would need to take into account when managing interest rate risk the effect of on its net income and net interest income in order to evaluate the input of noninterest income and operating outlays toward the interest rate risk exposure. In particular, a bank with significant fee income should assess the extent to which that fee income is sensitive to rate vicissitudes. From a capital perspective, a bank should consider how intermediate (two years to five years) and long-term (more than five years) positions may affect the bank’s future financial performance. Since â€Å"the value of instruments with intermediate and long maturities can be especially sensitive to interest rate changes, it is important for a bank to monitor and control the†¦show more content†¦In addition, become inept of borrowing as much and will pay higher rates of interest on loans. Less business expenditure decelerate the development of a bank, resultant of declines in profit. Banks risk management uses of derivatives is risk and securities can be utilized effectively are for the purpose of risk management. Risk management is an acceptable fiduciary responsibility of banking and financial organization(s) management According to FDIC (2013, pp. 14), TD bank’s risk management plan uses derivatives â€Å"are over-the counter transactions that are privately negotiated between the Parent and the counterparty toward the contract. Exchange traded contracts transacted through organized and regulated exchanges involves principally options and futures. TD bank does not maintain material trading positions. Therefore its hedging undertakings are restricted towards managing balance sheet and interest rate risk exposure. TD bank utilize interest rate derivatives e.g. interest rate futures, forwards, swaps, options in managing interest rate risks in addition the institution use of foreign exchange derivatives, such as futures, forwards and swaps to cope foreign e xchange risks. The institution is exposed to non-trading foreign exchange risk from its investments in foreign operations when TD bank foreign currency assets are greater or less than the liabilities in that currency. The institution does not do credit default swaps, however, credit derivatives such as credit

Antigone society Free Essays

In, being self-centered about Ideas frequently affects peoples’ judgement Sophocles raises this Issue in his play Antigone. He believes that listening to the wise benefits your judgement, but the result of refusing to listen leads to tragic outcomes. Sophocles uses Ate to develop the characters’ Inability to take In others’ perspectlve_ Sophocles first addresses the tragic results of not listening through Anugone’s refusal to take advice. We will write a custom essay sample on Antigone society or any similar topic only for you Order Now In Sophocles’s prologue, Ismene states â€Å"[Shel has no strength† for burying Polynlces against the states’ jurisdiction, while Antigone pronounces that Ismene â€Å"use[s] that excuse† to avoid trouble (Sophocles 76-83}. Even though Ismene says she doesnt have the strength to go against the state, she really means that she doesnt have the willpower to choose between the Gods’ and Creon’s law because defying either law will result In punishment. Even though Ismene Is belng cautious ot her choices, Antigone believes Ismene is toolish tor not siding with her. Antigone chose to believe herselt without thinking about Ismene’s point ot view. In result, Antigone ends up putting herselt between both the laws ot the lands and the God’s law, which results in her entombment. In addition to Antigone putting off her sisters’ point of view, Sophocles uses Antigones inability to take others perspective into consideration. During CreonS and Antigone’s argument. Creon expresses his opinion of Polynices betrayal of the city by saying. â€Å"The good dont want to share honors with the bad† (Sophocles 534-6). Antigone retaliates by mentioning, Mho knows that is considered righteous below . . I cannot share their hate, only their love† (Sophocles 536-8). Creon’s belief that Polynices shouldnt be honored in burial conflict with Antigones’, in which Polynices deserves burial to honor the Gods’ lavi Antigone doesn’t realize Creon’s point of view, standing up for the city, and goes with her own belief without taking Creons’ into account. Despite standing up for herself, Antigone’s failure to acknowledge Creon’s perspective causes her demise Even after being locked away behind a boulder, Sophocles proves Antigone’s disastrous consequences when Antigone, â€Å"[hangs herself] by the neck, fastened by a noose of fine linen† (Sophocles 1226-7)_ Antigone, trapped In a cave due her actions, hung herself so she wouldn’t die at the hand of Creon. Anugone’s refusal to listen to others’ Ideas, such as creons, lead her to trouble and death, supporung Sophocles’s maln point that tragic consequences come from refusing to listen. Antigone’s refusal to take advice results In her unfortunate demise. In addltlon to Antigone’s downfall due to blind recklessness, Sophocles uses Creon to display how tragic consequences develop trom not listening. During the first scene ot Antigone, the Guard explains to Creon that he â€Å"[wlshesl to tell [Creon his time, Creon’s reaction is that, â€Å"[The Guard] is trying to talk around the problem. † (Sophocles 245). The guard is cautious of explaining the bad news, trying to void blame, while Creon assumes the guard is guilty due to him talking around the problem. Creon’s lack of the guard’s point of view causes him to blame the innocent, which later causes Haemon commit suicide because Creon punishes his love. Even though Sophocles uses Creon’s actions to show tragic outcomes, he also uses Creon’s frustration to demonstrate his inability to look at other peoples’ perspective. During a dialogue between Creon and the Guard, the guards asks, â€Å"May I say something, or should I Just turn and go? (Sophocles 325) Creon, agitated due to the breaking of his aw, exclaims, miou have annoyed me Just by saying that† (Sophocles 326). Creon’s frustration towards someone breaking his law resulted in him not fully understanding that the guard didn’t want to bother the king while he was mad.. The guard was nervous to explain his point of view to Creon d ue to his recklessness after Antigone defied his law. In result to the guards inability to explain his perspective, Creon becomes even more agitated and promises to kill him if he doesn’t find out who touched the body. Sophocles ends his play by showing the reader Creon’s destroyed life after not taking advice through others’ perspective. Creon’s son guided the sword, leaned on it and thrust it into his ribs.. † while Haemon â€Å". Creon’s wife † struck herself in the heart with her own hand. † (Sophocles 1240-1; 1321) Creon’s wife and son both killed themselves due to his refusal to listen to others advice. If Creon had only listen to others and used their perspective as well, his family wouldn’t have taken their own lives. Creon’s self centered ways of not taking advice destroyed his family. Even though Creon is used to show that consequences develop through not taking advice, Sophocles also uses Creon’s and Haemon’s stubbornness to demonstrate the tragic result of not listening. Sophocles provides an argument between Creon and Haemon in which Haemon retaliates to Creon’s saying, â€Å"At our age, taught reason by a man so young† by declaring â€Å"Taught nothing that is not Just! If I am young, I do not need more time to study what’s right† (Sophocles 738-40). Creon believes that Haemon is too young to be credible and taken seriously because of his age. Haemon however, considers himself credible due to the fact that Creon is making horrible decisions . Creon, not yet knowing that his decisions are tragic, and Haemon, not knowing that his dad doesnt see what’s going on, end up fighting. Because Haemon’s nd Creon’s stubbornness get in the way of them seeing each others point of view, Haemon runs away and ends up committing suicide. After discussing credibility and getting nowhere, the father and son discuss the distinction between what the â€Å"fellow- citizens deny’ and â€Å"[how the city shouldn’t] tell [Creon] how [he] ought to rule it† (Sophocles 745-6). Haemon brings up the issue of the citizens siding with Antigone to bury Polynices body. They believe Polynices should obtain a proper burial no matter what even if he betrayed the city or not. Creon argues that the citizens of Thebes shouldn’t be telling the king how to rule the city. Creon believes that the king should uphold all the power and not give the citizens a choice. Creon and Haemon argue for two different sides of the law neither, which adds even more tension and perspective. After all of this arguing between Haemon and his father, Haemon â€Å". thrusts a sword] into his ribs† and Creon loses everyone who he cared about (Sophocles 1241). Haemon killed himself due to the lack of support he was shown by his father. Creon’s inability to listen to Haemon’s point of view cause his own son to kill himself. By not listening to each other, both Haemon and Creon suffer from onsequences with one of them dying and the other one having to go through life w ithout anyone who cares for him. Creon and Haemon suffered because they both lacked the capability to express other ideas than their own. As a different way to express his theme, Sophocles uses Ismene’s and Antigone’s discussion to prove not taking helpful advice can ruin a relationship. After learning Antigone was caught, Ismene admits, â€Å"l did the deed if she consents, and I will take and bear the charge† (Sophocles 552-3). Antigone answered with, â€Å"But Justice will not allow this to you, since neither did you want nor did I share it. (Sophocles 554-5). Ismene, caring for her only family member left, tries to save her sister from death with the cost of hers. But Antigone doesn’t allow Ismene to do this and convinces Creon that she definitely broke the burial law. This causes Antigone to be doomed by the law of the land, resulting in her death. After having her sister announced guilty, Ismene asks, â€Å"But now-what can I do to help you now’ (Sophocles 568). Antigone replies by telling her, â€Å"Save yourself. I do not grudge you your escape† (Sophocles 569). Ismene gives her last efforts to comfort Antigone through her time of need, but Antigone rejects Ismene’s offer and declares she wants nothing. Antigone didn’t listen to her sister, overcome with pride for burying the body, and Just gave up her only way to live. By letting her pride take place of her mind, Antigone gives up her life because she didn’t listen to Ismene’s offer. Due to Antigone’s actions, she â€Å"[hangs herself by a noose]† and Ismene disappeared, never being mentioned again (Sophocles 1227). Ismene, not wanted by her sister in anyway, disappears from the play to never be spoken of again. Antigone however, suffers from not letting her sister take the blame and finally commits suicide to end the pain. Antigone would not be dead if she let her sister take the blame, but due to her inability to listen to good advice, she ends up dying. In the end, both Ismene and Antigone suffer due to Antigone’s rejection of advice. Sophocles demonstrated listening to others’ advice and the consequences of not throughout the play. From being stubborn and not taking beneficial advice to not opening your mind to another persons’ point of view. Sophocles wrote Antigone with many lessons for our current society. His most important lesson being that listening to good counsel benefits you now but also in the future. How to cite Antigone society, Papers